German social insurance

The German system of social insurance provides comprehensive protection from the vicissitudes of life. It is based on what’s called the principle of solidarity. This means that every insured person makes a contribution towards financing social insurance depending on his (financial) ability. Having said that, the benefits are always the same for all insured persons.

Social insurance is based on five pillars:

  • Health insurance
  • Long-term care insurance
  • Pension insurance
  • Unemployment insurance
  • Accident insurance

Going abroad for a time, to work or to study for instance, involves a lot of commitment, ambition and courage. Yet for all the imponderabilities associated with your move to Germany there’s one thing you can rely on: you’re on the safe side over here! This is because you’ll be enjoying the protection afforded by German social insurance during your stay here. And this social network is, in all modesty, one of the best-performing social systems in the world.


For further information about the various branches of the German social security system, please download the brochures of our partner Techniker Krankenkasse.