Added protection for hospital stays – extra benefits for inpatients

Tailor-made for TK members

Private patient status in hospital

The quick and easy way to find the best hospital plan for you

  • enjoy the benefits of being a private patient without worrying about the additional cost
  • free choice of doctor, for example consultant
  • extra comfort thanks to private or semi-private room in hospital
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Extra services for TK members
tailor-made for you

Our hospital plans: tailor-made for TK members

As a public health fund TK can only cover you for medical and hospital charges that have been agreed with the legislator. When staying in hospital, however, there may be certain services you would like to obtain, but which TK is not permitted to pay for as they are not part of the legal framework. This may be a more comfortable room or being treated by a particular doctor. In that case you would have to cover the expenses out of your own pocket, just like a private patient.

Our private hospital plans make sure you do not need to worry about extra expenses any longer. As a private patient you can choose your doctor, consultant or specialist and can stay in a private room.

Bild Envivas Tarif Zahn90Envivas provides a range of hospital plans. You just need to choose the hospital cover that suits your needs best.

KlinikSpezial: our premium hospital cover.

Akut: accident cover for hospital stays.

KHT-Plus: hospital cash benefit to complement our plans KlinikSpezial and Akut.

KlinikSpezial

More comfort during your hospital stay

Our KlinikSpezial comes with a higher monthly premium, but provides maximum comfort and protection should you have to stay in hospital. And it is not limited to particular insured events.

KlinikSpezial key benefits

  • the plan covers you for 100 per cent of the covered costs of a hospital stay
  • parent accommodation for families with children in hospital
  • private patient status
  • more attractive benefits

Children in hospital: If your child is also covered by this plan and needs to stay in hospital, you can keep your child company and stay there too without thinking about the extra cost. This plan pays up to 80 per cent of the cost of accommodation and meals in the hospital for you as parent staying up to 14 days provided your child is not older than nine and you are at least 21 years old.

Akut – Our accident plan

Comprehensive benefits following an accident

This plan comes with a low premium and gives you some extra protection if you need to stay in hospital due to an accident.

Akut key benefits

  • the plan pays 100 per cent of the covered costs of a hospital stay following an accident
  • more attractive benefits

Interested in buying health insurance?

If you are interested in taking out insurance online, please visit our German website.

Good to have on top: KHT-Plus hospital cash benefit to complement our hospital plans

Protection against unexpected expenses

When there is an accident, every second matters. To find out what injuries you have suffered, the doctor may need to cut away your clothes or shoes. Replacing garments or other things that have been damaged can easily cost you a couple of hundred euros – expenses that are not covered by any insurance.

A daily hospital cash benefit can help you cover these unexpected expenses: Our plan pays you a fixed cash benefit for each day you have to stay in hospital. It is up to you to decide what you would like to spend the money on.

Stay flexible: You can determine the amount you would like to receive - up to a maximum of 60 euros per day. You will be paid the amount agreed for the whole time you are in hospital.

KHT-Plus key benefits

  • daily hospital cash benefit
  • not limited to a defined number of days
  • you can determine the amount you would like to be paid
  • up to 60 euros a day

Please note: we do not reimburse you for actual expenses, for example the amount you paid for a new pair of shoes. What we pay is a hospital cash benefit which you are free to use any way you like.

All-round protection for your health

The following health plans combine hospital benefits with benefits in other health areas.

Bild Envivas Tarif StarterPlus

PraxisExtra – Our comprehensive outpatient plan: worldwide travel health insurance for trips up to six weeks combined with other attractive benefits such as outpatient services, including alternative health practitioners (Heilpraktiker), as well as dental services and optical products.

PraxisTop – Our premium outpatient plan: offers even more benefits than PraxisExtra, for example preventive healthcare such as check-ups and additional dental services.

StarterPlus: For all TK members up to 29 years of age: covers you for inpatient treatment, worldwide travel for up to six weeks, alternative health practitioners, optical products (glasses, contact lenses) and restorative dental work.

More information

VitalExtra – for TK members over 60 years of age: worldwide travel health insurance for trips up to six weeks combined with benefits such as dental services, glasses or contact lenses as well as physical therapies.