Combined products

Add to the all-round insurance services from the ‘Techniker Krankenkasse’ Healthcare Insurance Provider with Envivas supplementary insurance cover. Whether for dental surgery, hospital care or travel abroad you will be completely covered.

To complement your Techniker Krankenkasse cover, Envivas offers an extensive range of additional private health plans exclusively to members of the Techniker Krankenkasse. Our plans provide attractive benefits for outpatient, dental and/or inpatient treatment, travel abroad and much more to keep your health perfectly in shape and therefore to make your stay in Germany even more enjoyable.

German social insurance

The German system of social insurance provides comprehensive protection from the vicissitudes of life. It is based on what’s called the principle of solidarity. This means that every insured person makes a contribution towards financing the system depending on  his or her income. Having said that, the benefits are always the same for all insured persons.

The social security system is based on five pillars:

  • Health insurance
  • Long-term care insurance
  • State pension scheme
  • Unemployment insurance
  • Accident insurance

Going abroad for a time, to work or to study for instance, involves a lot of commitment, ambition and courage. Yet for all the imponderabilities associated with your move to Germany there’s one thing you can rely on: you’re on the safe side over here! This is because you’ll be enjoying the protection afforded by German social insurance during your stay here. And this social network is, in all modesty, one of the best-performing social systems in the world.


For further information about the various parts of the German social security system, please download the brochures of our partner Techniker Krankenkasse.