In Germany, public health insurance is regulated by the legislator. That means Techniker Krankenkasse as a public health insurer, or health insurance fund, can only cover you for medical procedures and services which are part of the legal framework. When staying in hospital, however, you may wish to receive services that go beyond that standard: perhaps you would like a more comfortable room or wish to be treated by a particular doctor. In that case, you would have to cover the extra cost out of your own pocket, just like a private patient.
Our supplemental hospital plans make sure you do not need to worry about extra expenses any longer. As a private patient you can choose your doctor, consultant or specialist and can stay in a private room.
Envivas provides a range of hospital plans. You just need to choose the hospital cover that suits your needs best.
KlinikSpezial: our premium hospital plan.
Akut: accident cover for hospital stays.
KHT-Plus: hospital cash benefit to complement our plans KlinikSpezial and Akut.