Everyone wants to stay healthy. But what if you are unable to work for a longer period because of an accident at your workplace or while doing sport in your free time?
If you are financially protected, you can fully focus on your recovery and don’t need to worry about your financial situation.
If you are off sick as an employee, your employer will continue to pay your salary for up to six weeks. After that, Techniker Krankenkasse will take over and pay a reduced sick pay that covers about 70 per cent of your monthly gross income and a maximum of 90 per cent of your monthly net income.
Bridge the income gap with income protection insurance
Your income gap could be as high as a couple of hundred euros per month. Who can afford such an unexpected reduction in income when you have ongoing monthly financial commitments such as loan repayments, rent and costs to run your car?
Envivas income protection insurance bridges the gap that arises from the difference between your net income and the Techniker Krankenkasse sick pay.
Use our calculator (German version only) to find out about your income gap and how easy it is to bridge it.