As a public health insurer, Techniker Krankenkasse can only cover you for medical and hospital charges that have been agreed with the legislator. When staying in hospital, however, there may be certain services you would like to obtain, but which Techniker Krankenkasse is not permitted to pay for as they are not part of the legal framework. This may be a more comfortable room or being treated by a particular doctor. In that case you would have to cover the expenses out of your own pocket, just like a private patient.
Our private hospital plans make sure you do not need to worry about extra expenses any longer. As a private patient you can choose your doctor, consultant or specialist and can stay in a private room.