Supplemental insurance for dental procedures, vision correction and services provided by alternative health practitioners (Heilpraktiker)

When it comes to healthcare, glasses, dental restoration and alternative ways of treatment are important to many people. This private plan combines these features and gives you peace of mind.

Vision correction products
This means prescription glasses and contact lenses. It is always a good idea to include these in your insurance cover.
Alternative health practitioners (Heilpraktiker)
We pay alternative health practitioner fees and prescribed medicines according to the fee schedule for alternative health practitioners. Please note: psychotherapy is not covered.

Hospital fees
Although hospital fees are usually not covered by outpatient plans, we think it is important to include them. So your plan will take care of this fee.

Travel
Healthcare cover for up to six weeks for people travelling abroad. Travel health cover comes with a number of benefits. One key benefit: in a medical emergency Envivas arranges for you to be transported back to Germany if medical repatriation is medically necessary.

Dental restoration - dentures, dental implants, dental crowns and inlays
Both tooth repair and tooth replacement can be very expensive. With our dental plan you can considerably reduce your share of cost. We pay up to 40 per cent of the invoice amount. After receiving the Techniker Krankenkasse reimbursement, this means up to 80 per cent of the cost of restorative dental work such as dentures, dental crowns, inlays and dental implants.

PraxisTop includes all the benefits provided by PraxisExtra plus extra benefits for dental care and medical check-ups.

Preventive healthcare - Medical check-ups (IGeL)
With this private plan you are covered for medical check-ups and screenings which are part of the so-called IGeL services. IGeL stands for ‚individuelle Gesundheitsleistungen‘ (individual healthcare services). These include a number of individual services which Techniker Krankenkasse as a public health insurer, or health insurance fund, is not allowed to pay for. So if you want to benefit from IGeL services and do not want to pay out of your own pocket, PraxisTop is the right choice for you.

Here are some of the check-up options included:

• improved cancer screenings, for example mammography, sonography and screenings for skin and prostate cancer
• additional check-ups for children and young people
• additional diagnostic tests during pregnancy
• general check-ups, for example stroke risk or special examinations of the brain

Extra dental benefits
With PraxisTop you can drastically reduce the amount you have to pay towards the cost of dental treatment. This plan pays up to 50 per cent of the invoice amount of the cost of dentures, dental crowns, inlays and dental implants. After receiving the Techniker Krankenkasse reimbursement, this means a total reimbursement of 100% of the cost of dental procedures.

If you want to give your child the best possible protection from the very first day,  StarterPlus is the right plan for you. Parents can take out this cover for their children who can stay insured in this plan up to the age of 29. And young adults can take it out for themselves.

StarterPlus key benefits:

• Comprehensive benefits for your child: StarterPlus provides a range of benefits from all key areas of healthcare such as inpatient, outpatient or dental care and also includes services offered by alternative health practitioners (Heilpraktiker).
• Automatic switch to a new plan on reaching age limit: on reaching the age limit of 30, the insured can switch to another Envivas plan that has no age restrictions. Good for you: there are no health questions and waiting periods!
• Children in hospital: if your child needs to stay in hospital, you may want to stay there too. StarterPlus pays up to 80 per cent of the cost of accommodation and meals in the hospital for one parent staying up to 14 days if your child is not older than nine.

VitalXtra is our health plan perfectly suited to the needs of seniors.

VitalXtra key benefits:

• No full medical underwriting: to take out this plan you just need to answer one question about your dental status
• Benefits suited to your age: this plan combines useful benefits for people over 60. These include restorative dental procedures, prescription glasses and contact lenses, physical therapies and worldwide travel health insurance for up to six weeks per trip.