Your private dental plan
100 % reimbursement (including benefits of Techniker Krankenkasse) for:
- dental treatment, for example fillings and root canal treatments
- dental prosthesis, dental restoration, for example crowns, inlays and dental implants
- professional dental cleaning, up to 175 € per year
- orthodontics (dental plan for children)
Overview
Your Tailor-Made Premium Dental Coverage: ZahnFlex
5 attractive cover levels
Choose from five cover levels to suit your needs and budget. For children, we offer the ZahnFlex.Kind plan with orthodontic benefits.
100 % cost coverage
For dental treatments, dental prostheses, dental implants and professional teeth cleaning - up to your annual reimbursement limit.
Upgrade every 3 years
Rising dental costs? No problem. Every three years, we increase your reimbursement amount if you wish.
Interested in purchasing ZahnFlex dental insurance?
If you are interested in taking out insurance online, please visit our german website .
Tips for english speakers:
Should you require assistance with our german application form, consider using a browser translation extension. This tool adds a convenient translate button to your browser toolbar. Simply click the translate icon to convert the content of the page into english. If you have any questions or need further assistance, we're just a phone call away. Please feel free to contact us at our german office on 0221 - 27 14 05 70. We're here to help!
ZahnFlex
With ZahnFlex, you have the choice.
- Choose your annual reimbursement amount: 500 €, 1.000 €, 2.000 €, 4.000 € or even unlimited.
- We reimburse 100 % of your dental costs annually up to your chosen amount. (incl. TK-Reimbursement)
- Additionally, you can flexibly upgrade your coverage level every three years - without a new health check and waiting period.
- For our younger policyholders, we offer ZahnFlex.Kind, specially tailored to the needs of children and young adults.
As your teeth require additional care with increasing age, we automatically adjust your reimbursement amount every three years.
How it works:
- Every three years, you move to the next higher coverage level without a health check and waiting period.
- You have the option to decline the switch to the higher coverage level. After three consecutive declines, the automatic upgrade ends. After that, you can extend your insurance coverage with a new health check and new waiting periods.
ZahnFlex.Kind
For children and young adults up to 20 years old
- You receive a maximum annual reimbursement of up to 1000 €. This way, you ensure healthy and beautiful teeth for your children.
- We reimburse 100 % of your dental costs annually (incl. TK-Reimbursement) for treatments such as dental crowns and composite fillings.
- With our ZahnFlex.Kind plan, you protect yourself especially against the often high costs of orthodontic treatments (100 % coverage for KIG levels 1-5).
Note: KIG refers to "Kieferorthopädische Indikationsgruppen," which are orthodontic indication groups used in Germany to determine the medical necessity of orthodontic treatment.
Envivas benefits
Are you insured with TK? Take advantage of our supplementary insurance – affordable and tailored to you and your life circumstances.
Tailored plans
The extra for TK insured
Outstanding benefits
with price advantages for TK insured
Excellent customer service
95 % of our customers rate us positively