Income protection insurance
Find your suitable coverage
- Appropriate plans for employees and self-employed individuals
- Close the income gap during illness and stay financially independent
- Benefit from maximum flexibility and unlimited payment duration
Overview
Benefit from financial protection during extended illness.
Financial security
With KT-Plus, both self-employed individuals and employees can protect themselves against long-term loss of earnings or income due to illness. You can freely choose the daily rate up to the amount of your net income.
No deductions
The Income Protection benefit is free from taxes and social security contributions.
Individual benefit adjustment
If your net income increases, you can adjust the daily sickness allowance without a new health check and without waiting periods.
Interested in purchasing Income protection?
If you are interested in taking out insurance online, please visit our german website .
Tips for english speakers:
Should you require assistance with our german application form, consider using a browser translation extension. This tool adds a convenient translate button to your browser toolbar. Simply click the translate icon to convert the content of the page into english. If you have any questions or need further assistance, we're just a phone call away. Please feel free to contact us at our german office on 0221 - 27 14 05 70. We're here to help!
KT-Plus
Recover in peace with unlimited daily allowance payments.
Your benefits:
- We pay the agreed daily sickness allowance until the end of incapacity for work, without time limits.
- Payment also in case of work accidents and occupational diseases
- Option to adjust the daily sickness allowance to match individual income development
Envivas benefits
Are you insured with TK? Take advantage of our supplementary insurance – affordable and tailored to you and your life circumstances.
Tailored plans
The extra for TK insured
Outstanding benefits
with price advantages for TK insured
Excellent customer service
95 % of our customers rate us positively